Current Financing Specials — Apply Now!

Jump start your backyard project!

We work with lenders in the Home Services industry to bring you options that suit your financial situation, whether that’s short-term financing or a longer-term loan with convenient monthly payments and competitive interest rates. Review our financing options below, and contact us with questions. The links below will take you away from the site to our financing providers, either Wells Fargo or 1st Security Bank.

12-Month NO-INTEREST SPECIAL FINANCING!

Upon Approved Credit — Limited Time Offer ends July 19^TH

Revolving

Line of credit — use it over and over.

Convenient

Monthly payments to fit your budget.

East-to-Use

Online account and payment options.

WELLS FARGO CREDIT APPLICATION

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period. A monthly principal payment of 3.5% of the balance or $40.00 whichever is greater is due. No interest if invoice total is paid off before the finance period expires. No prepayment penalties. The no interest grace period does not start until your project is complete.

*The Wells Fargo Outdoor Solutions card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms apply to qualifying purchases charged with approved credit. Minimum monthly payments are required during the promotional (special terms) period. Interest will be charged to your account from the purchase date at the APR for Purchases if the purchase balance is not paid in full within the promotional period. Paying only the minimum monthly payment will not pay off the purchase balance before the end of the promotional period. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 4/01/25 and is subject to change. For current information, call us at 1-800-431-5921.

7.99% for 84 months OAC

84 equal payments at
$15.58 per $1000 borrowed.*

8.99% for 120 Months OAC

120 equal payments at
$12.66 per $1000 borrowed.*

8.99% for 180 months OAC

180 equal payments at
$9.55 per $1000 borrowed.*

FIRST SECURITY CREDIT APPLICATION

*No prepayment penalties. Finance period does not start until your project is complete. Rates subject to change, consult your Rick's sales rep to confirm current rates. Last updated 4/01/25.

Subject to credit approval. Once an application is submitted and credit is approved or declined, you will work with the lender directly regarding statements, payments, and terms & conditions. Rick’s does not facilitate any financing in house.